Africa Trade Gateway — Powering Pan-Africa Commerce

The Operating System of African Commerce

14 platforms. 55 nations. One integrated ecosystem for trade, payments, finance, and compliance across AfCFTA — built for merchants, institutions, and developers.

$3T

Digital trade opportunity by 2030 under AfCFTA

AfCFTA member nations connected

Composable financial platforms in the ATG ecosystem

1.4B

Continental population — rising mobile penetration

Africa's commerce is constrained by infrastructure

A merchant in Lagos cannot easily pay a supplier in Accra. An MSME in Nairobi cannot access credit without collateral. The ATG closes every one of these gaps.

67%

Of intra-African trade is settled outside digital infrastructure — creating friction, cost, and exclusion at every corridor level.

300M+

Africans currently excluded from formal financial services — the population the ATG's B2B2C model is purpose-built to reach.

AfCFTA

Has created the political will for continental free trade. PAPSS has created the settlement architecture. The ATG provides the last-mile transaction infrastructure.

One Stack

Where others offer point solutions — a payment app, a lending product — the ATG offers the full financial operating stack for Africa's digital economy.

Built For Three Kinds
Of African Builder

Whether you sell, intermediate, or build — the ATG has a curated platform access path designed for your role in African commerce.

Merchants

Merchants are businesses and individuals who use the ATG platforms to operate their commercial activities — accepting payments, accessing credit, managing risk, and trading assets across 55 nations.

Institutions

Institutional users — banks, DFIs, insurance companies, investment firms, and government agencies — access all 14 ATG platforms to extend services, enhance infrastructure, and operate across Africa's financial ecosystem.

Developers

Developer users are builders, startups, and technical teams who use the ATG's PaaS and Open Infrastructure to build financial products for their own user bases — without building the regulatory, financial, or technical infrastructure themselves.

Web2 and Web3.
SaaS and PaaS. One platform.

Every ATG platform operates across both traditional and blockchain paradigms simultaneously — serving users wherever they are on the technology adoption curve.

Web2 & Web3 Duality

Each platform seamlessly combines traditional internet infrastructure with blockchain protocols, enabling the use of REST APIs in conjunction with smart contracts and facilitating transactions through both fiat rails and digital currencies such as stablecoins and CBDCs.

SaaS & PaaS Layers

All features accessible via the user-friendly SaaS interface are equally available to developers through the PaaS API layer. This ensures comprehensive functionality and integration options, providing a cohesive and unified model for exposure across the platform.

PAPSS Integration

Tulu Switch and Tulu Gateway sit directly on PAPSS rails—turning the Pan-African Payment and Settlement System from infrastructure into merchant volume across all 55 AfCFTA corridors.

Every financial service.
One composable ecosystem.

Each platform operates independently. All 14 together form an end-to-end financial operating system. Payment rails, lending, identity, compliance, AI, exchange, insurance, and developer tooling.

Built For Africa's $3T Digital
Trade Opportunity

The ATG bridges Africa's fragmented financial systems through a unified infrastructure layer, enabling businesses, institutions, and developers to participate in the continent's digital economy.

AFCFTA Acceleration

ATG's integrated financial infrastructure accelerates trade and investment across Africa by enabling seamless cross-border commerce.

PAPSS Activation

The platform powers instant regional settlements and infrastructure needed for cross-border payments.

Afreximbank Enablement

ATG bridges trade finance, liquidity, and risk frameworks through powerful commercial infrastructure.

Enterprise-grade African
finance. One integration.

Open Infra gives developers programmatic access to the entire ATG stack through a single account and key set — the infrastructure Africa's builder economy has been waiting for.

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One platform.55 nations.
All financial services.

Not one country. Not one corridor. The operating system of African commerce — available today for merchants, institutions, and developers across the continent.